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It's Time to Master Your Relationship With Money

Give me 30 minutes and I will map out a plan for you to become debt-free. 

Book Your FREE Call NOW!

Let's make money simple.

Over the last 6.5 years, I've assisted numerous families and businesses in achieving financial freedom by successfully eliminating $15,600,000 in debt. Yes, that's millions! Now, it's your turn to join the ranks of those who are 100% debt-free.

My Money Solutions

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    Make Your Money Work For You By Taking Back Your Money Power

    Proper planning can help you save money and reduce liabilities. 

    Blog
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    “I was living in a vicious cycle of credit card debt. Sally helped me find the proper balance of how much to pay off each month, and then taught me how to budget the rest of my money, so that I wouldn’t end up just putting more on the credit card. She makes it very realistic, and you don’t feel like you’re living without. You may make mistakes, but she’ll get you right back on track. I worked with her for about a year, got the credit cards paid off, and was able to put a little money in savings, and approximately 2 years later, I have yet to use another credit card. Last month when I went in to trade in my van for a newer one, the loan officer was SHOCKED by my incredible credit score, and I truly feel I owe that to Sally for teaching me how to properly manage my money.”

    Stephanie C.

    Take control of your mortgage:

    Refinance Rates

    Explore options for your mortgage interest rate.

    Extend/ Consolidate

    Explore the term of your loan, and what's best for you.

    Form a Plan

    We'll put together a plan that makes sense for you, giving you a sense of control.

    Take Control!

    Eliminate the stress! With my help, you'll regain control of your mortgage.

    Mortgage Solutions
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    I'm Here to Bring Your Money Back to You!

    I understand the overwhelming burden of debt, I've even dealt with it myself! That's exactly why I'm here, ready to share my proven solutions with you and help you shed that financial stress. I offer a comprehensive, step-by-step strategy to guide you out of debt. With a track record of assisting hundreds of families and businesses in achieving complete debt freedom, I'm here to support you on the same journey. It's time to stop chasing money and start chasing your dreams!

    It's Time to Get Out of Debt!
    ✓ Credit Card Debt ✓ Medical Debt
    ✓ Personal Loan Debt ✓ Business Debt
    ✓ Home Debt ✓ Any and All Debt!
    Debt Solutions
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    “Sally made our dreams come true by helping us sell our first home and buy our forever home. She's a lifesaver and she will always feel like family to us and will forever hold a special place in our hearts.”

    Jaime C.

    Meet Your Money Coach!

    Hi! I'm Sally Bernard, a woman on a mission to help set as many people and businesses financially free as possible!


    In 2005, I got sick and accumulated over $78,000 in medical debt. Alongside the financial strain came stress and anxiety, motivating me to seek a better way. Driven by this determination, I embarked on a transformative path that allowed me to eliminate every bit of debt and establish lasting financial stability. I mended my relationship with money, and today, I'm committed to guiding others on the same transformative journey.


    Since then, I've had the privilege of assisting countless of people and businesses in fully paying off over $15,600,000 in debt. By doing so, they not only bid farewell to debt but also enhanced their financial well-being, creating a healthier relationship with their finances.

    More About Sally

    I've created a free debt assessment to help you identify where financial challenges, mindset, and your relationship with money may be keeping you from living a life full of abundance instead of one of lack.

    After taking the assessment you will receive helpful tips on how to stop chasing money and instead, start chasing your dreams!

    Take the Debt Assessment Quiz NOW!

    Contact Us

    More Success Stories

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    “I’m not sure where to start other than I honestly don’t know where my husband an I would be if it weren’t for Sally and all of her amazing help! I have been going to see Sally since 2014. The first time I saw her, I walked into her office and just cried to her. I needed help, I felt like I was drowning. She was so kind and told me she could help. She had my student loans paid off in less than a month!!! I remember thinking “I don’t know where this money is coming from” it was crazy! After I got married, my husband was incorporated into the mix. Maybe not willingly, but he is sure glad I pushed it. She helped us get our financials all set up to start a happy life together. She helped us buy our first home. But a couple years later that first home ended up having a flood in the basement while I was pregnant with our first baby. We were not completely out of debt yet, but so close!!! Once again, there we were, in a little trouble. We were devastated. We had worked so hard and were so close to being in a really good place. She assured us things would be just fine. She took us by the hand and happily helped us through. She was right. She was able to help us refinance, not only for a better rate but for a lower payment AND our basement was all fixed BEOFRE our daughter arrived. Fast forward a couple more years while I was pregnant with our second daughter, she made our dreams come true by helping us sell our first home and buy our forever home. Plus, with the profit from our first home we were able to pay off one of our vehicles!!! Sally has taught us so many important, helpful things. We always go straight to her with any major financial questions. I still see Sally weekly, we are good financially but as a more than full time working mom of 2 toddlers, her helping with financials not only keeps us accountable but it is just so convenient for me!!!! Sally is a life saver; she will always feel like family to us and will forever hold a special place in our hearts. I don’t know what you’re waiting for…. Go see Sally, you wont regret it.”

    Jamie C.

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    “Sally Bernard at Advantage Financial is an amazing loan officer and I highly recommend her.  She helped me to not get discouraged when things were taking longer than I was hoping, because of matters beyond our control and stay focused on getting our home! Thanks to Sally we closed on our loan and are now proud owners of the home we were renting. If I wouldn’t have called her, I would just now be getting started on the process with the first lender I reached out to – so glad I call her.”

    Dana H.

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    “Sally was absolutely wonderful. I was 22 buying a home and was so nervous and had no idea what i was doing. She had answers for all my questions and was there for me every step of the way. I even went through some personal issues during the time of the buying process and she was there to offer me advice there as well. Truly can not speak highly enough of Sally!!”

    Enrique M.

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    “Sally answered all my questions with such detail I completely understood what I needed to know and do. She was patient with me and a great guide for my first home! Sally is absolutely the best in the business!”

    Erika G.

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