Debt Diet

It's TIME to bring your money back to YOU!

I've helped 100's of families and businesses get 100% out of debt, I can help you do that too! It's time to stop chasing your money and start chasing your dreams!

100s

Debt-Free Families

$15.6 Million

Debt Paid Off

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Are you feeling like you're buried in debt? Are you struggling with money problems?

The percentage of Americans in debt is around 80%, so you're NOT alone!

The average American spends $1,497 per month on unnecessary spending, items adding up to almost $18,000 a year! Following my PROVEN, NO EXCUSE DEBT DIET strategy, I can help you create a budget that eliminates wasteful spending, putting that money back in your hands.

It's time to STOP chasing your money and start chasing your DREAMS!

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man frustrated being in debt before sally bernard

Why work with me?

Real Results

Proven Systems

I've Been Through It!

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Yes, you CAN get out of debt...FOR GOOD!

If you find yourself trapped in of debt, you might be feeling lost, uncertain, and alone, with the weight of unpaid bills keeping you up at night.

However, you're not alone in this struggle. It's important to recognize that many people, regardless of their background, may face financial difficulties. Often, the root cause is the lack of financial education, which can affect anyone at any point in their lives. Ignoring the problem won't make it go away, and procrastination will only delay your wealth further.

The path to paying off debt and ensuring lasting financial freedom isn't a one-size-fits-all solution. Each person's circumstances are unique, and it demands a tailored approach. This approach involves a personalized assessment of your situation and the provision of multiple solutions, not only to escape debt but to establish a solid foundation for financial independence.

By making the decision to get and stay out of debt, you will grant yourself the freedom to pursue your desires and make choices on your terms.

Rest assured, you have the capability to achieve this, and I'm here to guide you every step of the way.

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Here's what my clients are saying:

“I was living in a vicious cycle of credit card debt. Sally helped me find the proper balance of how much to pay off each month, and then taught me how to budget the rest of my money, so that I wouldn’t end up just putting more on the credit card. She makes it very realistic, and you don’t feel like you’re living without. You may make mistakes, but she’ll get you right back on track. I worked with her for about a year, got the credit cards paid off, and was able to put a little money in savings, and approximately 2 years later, I have yet to use another credit card. Last month when I went in to trade in my van for a newer one, the loan officer was SHOCKED by my incredible credit score, and I truly feel I owe that to Sally for teaching me how to properly manage my money!”

Stephanie C.

"After finishing graduate school at the beginning of the pandemic, I lived on credit cards for a while and got myself into some deep trouble. I felt utterly hopeless about my financial future and had no experience or knowledge with appropriately managing my finances. Some dear friends highly recommended Sally and her debt diet program and honestly, contacting her was the best financial decision I had made to that point. Over the course of about eight months, Sally taught and guided me through the process of developing and holding to a budget, understanding and prioritizing debt pay off goals, and offered genuine support and encouragement along the way. I looked forward to our regular reviews and really value the time and investment I made in working with Sally. She is a bright, encouraging, and wise person who I am confident will continue to help people achieve their goals, especially getting out of debt. Sally - I can never thank you enough!"